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MIB Group — Profile & Assessment

MIB Group publishes 5 of the 8 buying facts this rubric checks, including turnaround but not pricing. MIB Group operates in the medical-record review ecosystem, within the Insurance Underwriting & Payer Chart Review segment. This profile records what the company publishes about its services, maps those claims to the Content Hub evaluation rubric, and cites every source behind them. 12 of 17 facts are confirmed from 5 public sources; unpublished fields are marked, never estimated.

4 sections·5 sources·Verified 2026-08-28 ✓
Disclosure
11/17 facts
01

What it does

MIB Group publishes 1 service line: Underwriting risk-checking database (MIB Checking Service), electronic medical data (EMD/EHR access, incl. acquired Clareto), Code Solutions, In Force Data, actuarial services, MIB Life Index. Everything above is drawn from the 5 public sources cited at the foot of this page. Fields the company does not publish are marked as unpublished below rather than estimated.

Key facts

Segment

Insurance Underwriting & Payer Chart Review

Website

https://www.mibgroup.com

Founded

1902

HQ

Braintree, Massachusetts (exact street address not published in pages reviewed)

Ownership

Member-owned, not-for-profit corporation owned by ~430 member life/health/disability insurers in U.S. and Canada; Delaware membership corporation since 1978

Certifications

Regulated as a nationwide specialty consumer reporting agency under the Fair Credit Reporting Act

Headcount

201-500 employees

Not publishedPricingTurnaround
02

Evaluation criteria

Content Hub rubric5 of 8 published
Processing model
Automated Data Aggregation (industry information exchange)
Human QA
None disclosed
Typical turnaround
2-4 Day Flexible Waiting Period before EHR consolidation
Best for
Life insurers cross-checking applicant medical/insurance history
Customer satisfaction
No public reviews found
Not published
Indicative cost, pricing model, and export formats go unstated, as they do across most of this market. The questions to ask instead are below.
03

Profile notes

Who it serves
Life, health, disability income, critical illness, and long-term care insurance underwriting
Claims & platform notes
EMD (electronic medical data) platform; absorbed Clareto's EHR retrieval technology (2025) Member companies represent ~99% of individual life insurance policies and ~80% of health/disability policies issued in the U.S. and Canada (self-reported)
Review summary
Not independently rated by Medrecords AI. Cited public reviews are listed under Sources; Medrecords AI assigns no star rating without verified evidence.
04

What to confirm before you sign

MIB Group publishes 5 of the 8 fields in the Content Hub rubric. Across the 19 Insurance Underwriting & Payer Chart Review vendors profiled here, the median is 4 of 8. Of the three it leaves unpublished, these two matter most.

  1. How do you charge — per page, per file, per hour, or per seat?
    Get the unit before you scope a pilot. A per-hour or per-seat quote and a per-page quote behave very differently once a file runs past 1,000 pages.
    Pricing model84% of Insurance Underwriting & Payer Chart Review vendors leave this unpublishedOurs: flat per page, no seats, no subscription
  2. What does a real 1,000-page file cost, all in?
    Ask for a worked example rather than a rate card. Duplicate pages, rush fees and monthly minimums are where the quoted rate and the final invoice separate.
    Indicative cost95% of Insurance Underwriting & Payer Chart Review vendors leave this unpublishedOurs: from 10¢ to as low as 5¢ a page, duplicates free

The other seven questions, and what all 270 profiled vendors do and do not publish, are in the evaluation guide.

Sources

How Medrecords AI does this work

MIB Group works in medical-record review. Medrecords AI does this category of work as software: the record sorted, deduplicated and read in minutes, every statement cited back to its page, and a qualified human signs off on what it means.

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Last verified: 2026-08-15